The impact of health insurance on employees productivity in an organization in Kwara State, Nigeria

This study assessed the impact of health insurance on employees productivity, using Nigerian Bottling Company Plc. as the case study. The study based its analysis on the premise that risk and uncertainty are the major elements of care. The study makes use of primary data that was sourced through a well-structured questionnaire. A total of one hundred and four (104) questionnaires were administered to the selected sample from a population of (208). The person product moment correlation coefficient was adopted for the data analysis. This study concludes that there is a significant relationship between health insurance and employee’s productivity. (r = .743**, N=104, P < .01) as revealed by the result of the analysis; there exists a negative relationship between risk and uncertainty and health insurance demand. Also there exists a strong positive relationship between product accessibility and health insurance demand. It was recommended, based on the conclusion of the findings, that every individual in an organization must have a defined and accessible health insurance scheme. This is expected to alleviate the problem of risk and uncertainty that is associated with heath care delivery.