CERTIFICATE

IMPACT FACTOR 2021

Subject Area

  • Life Sciences / Biology
  • Architecture / Building Management
  • Asian Studies
  • Business & Management
  • Chemistry
  • Computer Science
  • Economics & Finance
  • Engineering / Acoustics
  • Environmental Science
  • Agricultural Sciences
  • Pharmaceutical Sciences
  • General Sciences
  • Materials Science
  • Mathematics
  • Medicine
  • Nanotechnology & Nanoscience
  • Nonlinear Science
  • Chaos & Dynamical Systems
  • Physics
  • Social Sciences & Humanities

Why Us? >>

  • Open Access
  • Peer Reviewed
  • Rapid Publication
  • Life time hosting
  • Free promotion service
  • Free indexing service
  • More citations
  • Search engine friendly

Ownership Structure and Non-Performing Loans; the Effect of Government Ownership of Commercial Banks in Nairobi City, Kenya

Author: 
Leonard Oyoo Omboto and Ombaba Kennedy B. Mwengei
Subject Area: 
Life Sciences
Abstract: 

Firms are seeking to be competitive world over because of the changing business environment. Banks too are seeking for means to gain competitive advantage over each other. One key parameter of achieving or attaining competitive advantage is to have sound and efficient performance. To achieve this bank need to check and compare the amount of nonperforming loans in their portfolios. The purpose of this study was to determine the effect of ownership structure on non-performing loans of commercial banks in Kenya. The study's specific objective was to establish the effect of government ownership structure on non-performing loans of commercial banks in Nairobi city. This study was guided by stakeholder theory. Cross-sectional research design was adopted by the study. The target population for this study comprised the employees of 39 commercial banks in Nairobi city, Kenya: The respondents were 117 employees who include 39 branch managers, 39 operation managers and 39 credit officers. The study adopted census survey because the numbers of respondents are few, therefore all the 117 respondents were included in the study. Questionnaire was used for collecting data. For validation of the research instruments, the researcher consulted the supervisors and other experts in this field. The study used the cronbach alpha coefficient to determine the reliability of data collection instrument. Data was analysed using both descriptive and inferential statistics. Descriptive analysis included mean, standard deviation, percentages and frequencies while inferential statistics was multiple regression and Pearson moment of correlation. The study findings indicated that, government ownership structure (β = 0.263; p<0.05), affects non-performing loans of commercial banks. The study recommends that government should consider infusing private sector-like management systems and progress the divestiture program to attract more private individuals and institutions to co-own the state corporations. In addition, policy makers should create a conducive environment which attracts foreign investors as it noted that foreign investors can possess firm-specific advantages.

PDF file: 

CALL FOR PAPERS

 

ONLINE PAYPAL PAYMENT

IJMCE RECOMMENDATION

Advantages of IJCR

  • Rapid Publishing
  • Professional publishing practices
  • Indexing in leading database
  • High level of citation
  • High Qualitiy reader base
  • High level author suport

Plagiarism Detection

IJCR is following an instant policy on rejection those received papers with plagiarism rate of more than 20%. So, All of authors and contributors must check their papers before submission to making assurance of following our anti-plagiarism policies.

 

EDITORIAL BOARD

CHUDE NKIRU PATRICIA
Nigeria
Dr. Swamy KRM
India
Dr. Abdul Hannan A.M.S
Saudi Arabia.
Luai Farhan Zghair
Iraq
Hasan Ali Abed Al-Zu’bi
Jordanian
Fredrick OJIJA
Tanzanian
Firuza M. Tursunkhodjaeva
Uzbekistan
Faraz Ahmed Farooqi
Saudi Arabia
Eric Randy Reyes Politud
Philippines
Elsadig Gasoom FadelAlla Elbashir
Sudan
Eapen, Asha Sarah
United State
Dr.Arun Kumar A
India
Dr. Zafar Iqbal
Pakistan
Dr. SHAHERA S.PATEL
India
Dr. Ruchika Khanna
India
Dr. Recep TAS
Turkey
Dr. Rasha Ali Eldeeb
Egypt
Dr. Pralhad Kanhaiyalal Rahangdale
India
DR. PATRICK D. CERNA
Philippines
Dr. Nicolas Padilla- Raygoza
Mexico
Dr. Mustafa Y. G. Younis
Libiya
Dr. Muhammad shoaib Ahmedani
Saudi Arabia
DR. MUHAMMAD ISMAIL MOHMAND
United State
DR. MAHESH SHIVAJI CHAVAN
India
DR. M. ARUNA
India
Dr. Lim Gee Nee
Malaysia
Dr. Jatinder Pal Singh Chawla
India
DR. IRAM BOKHARI
Pakistan
Dr. FARHAT NAZ RAHMAN
Pakistan
Dr. Devendra kumar Gupta
India
Dr. ASHWANI KUMAR DUBEY
India
Dr. Ali Seidi
Iran
Dr. Achmad Choerudin
Indonesia
Dr Ashok Kumar Verma
India
Thi Mong Diep NGUYEN
France
Dr. Muhammad Akram
Pakistan
Dr. Imran Azad
Oman
Dr. Meenakshi Malik
India
Aseel Hadi Hamzah
Iraq
Anam Bhatti
Malaysia
Md. Amir Hossain
Bangladesh
Ahmet İPEKÇİ
Turkey
Mirzadi Gohari
Iran