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Financial inclusion: taking banking services to the common man

Author:

Dr. Bairagya Ramsundar and Maity Swapan

Subject Area:

Social Sciences and Humanities

Abstract:

After a long period of Indian Independence, a large section of Indian population (particularly poor section and in rural areas) still remain unbanked. To cover the all population under the financial inclusion is the government objective. Financial inclusion mainly supply credit to all even they are poor, which further boost up saving habits among the common people and finally reduce leak in subsidy and welfare distribution. Along with inclusive growth the financial inclusion has the key role to provide financial services at affordable costs to vast sections of disadvantaged and low income groups who have no frill accounts. Financial inclusion may be the next revolution of growth and prosperity.

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